1) Scrap the not so affordable care act. Large monthly payments to insurance companies by millions of citizens? Well, you do the math. Most people I know are like me, they live paycheck to paycheck. They don’t have an extra three hundred or whatever to spend on health insurance. They would rather pay the fine.

2) Merge Medicaid with Medicare. Lift the financial burden of the States to help fund other needed services.

3) Expand Medicaid to cover every American citizen. Everybody gets the same coverage as our esteem government leaders. Cover health, dental, and vision with mandatory preventive exams with a small co-pays. Since we already pay into Medicare a little more won’t be missed. This relieves the burden from Corporate America; freeing up funds for needed expansion needs and hopefully to hire more people and thus help get the economy moving again.

The insurance companies won’t like this but tuff too-tee. The Government can create a new Federal Lotto to help fund it as well. Crazy Eights. Pick eight numbers out of 63 and win a BILLION DOLLARS with no rollover and three dollars a ticket. Kha-Chink!

Maybe the Democrats and the Republicans have seen the day when their parties go by the wayside in favor of a citizen based political coalition to replace all of them.

Together We Stand
Divided We Fall
— Pink Floyd

Is it possible that in a few years the insurers will have a handle on their risks to cut their rates or raise them even more?

It’s in the best interest of HCIs – that we never have a national health care system, to fight with all their resources any attempt to change the current system, to limit payments for medical procedures, to deny coverage for certain procedures, and to be the agents of neglect and even death for those they deem to have a pre-existing condition or have gone over the life time limit.

Change jobs and, even if the next employer has the same insurer, you may find a condition you had is deemed pre-existing (happened during the last job) and you won’t be insured. If HCIs don’t want to cover a procedure you will not be insured. But, you will be in a minority that the covered majority will just dismiss or prefer not to see.

HCIs negotiate with health care providers to accept what they are willing to pay or they will not be allowed access to their group members. The providers fold and agree to lower rates because they need patients. But, some people, even those out of work, wind up paying full price, which is made even higher to make up for the legal HCI extortion losses.

Others who have no assets get FREE hospital health care (some hospitals say 30% of patients can’t pay), which adds to the cost for all of us with coverage or can afford some type of payment plan.

So what a wonderful system we have. That is if you have no assets, or are employed and have insurance, on Medicare or Medicaid, or you are a 1%er and don’t worry about any of this.